Real estate appraisal services for homeowners in the city of Lufkin and Angelina County

The top seven reasons TX homeowners order from MJP Appraisal Group:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a TX divorce, where property needs to be divided
Determine the true market value of real estate in question to settle an estate in Angelina county or TX

Need help determining the value of your house in or near Lufkin, TX?
Contact MJP Appraisal Group.

We at MJP Appraisal Group understand the particular needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at MJP Appraisal Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At MJP Appraisal Group, we're experienced in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other homes close by. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from MJP Appraisal Group is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. MJP Appraisal Group can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? MJP Appraisal Group offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.