Need an appraisal in Lufkin or Angelina County?![]() The top seven reasons why TX homeowners hire MJP Appraisal Group:
Own a house in or near Lufkin, TX and need help deciding the price of it?
At MJP Appraisal Group, we understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at MJP Appraisal Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours. Need to cancel PMI?A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you delete unneeded PMI insurance. Challenge Angelina county's assessment of your propertyIf you live in an area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from MJP Appraisal Group is your best weapon. Recently got a freeze your HELOC?If your property is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. MJP Appraisal Group can help you reinstate your home equity line of credit with an expert appraisal. Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? MJP Appraisal Group offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property. |